AI Financial Analyst for French SMBs

Your books,
done.

Lumis monitors your transactions 24/7, closes your month-end automatically, handles French regulatory compliance, and sends you a plain-French financial digest every week. No more PDF statements you don't understand.

3.2M
auto-entrepreneurs in France
€49/mo
instead of €200–800 to an accountant
Monthly Financial Digest AI-generated
Revenue this month €8,240
Expenses €3,120
Net result €5,120
TVA to declare €1,648
Cotisations Due €980
! Unusual expense: €890 at Carrefour. Categorize?

3.2 million French business owners pay an accountant every month to produce reports they don't understand.

The average French SMB spends €200–800/month on an accounting firm. They receive PDFs. They don't read them. They don't know their actual financial position until March — when the tax bill arrives.

That gap is Lumis.

What it does

Autonomous Month-End

Every transaction categorized, every reconciliation done, every closing entry posted — automatically, before the 5th of each month.

French GAAP compliant

Regulatory Compliance

TVA declarations, LIASSE fiscale, DSF — Lumis handles the filings. It follows French tax law changes in real time as the legislation updates.

Certifié PDP · E-invoicing 2026

Plain-French Digest

Every week: what came in, what went out, what your TVA liability is, what's anomalous. Written in sentences, not spreadsheets.

Delivered every Monday

Always Watching

Monitors your bank account 24/7. Flags anomalies as they happen, not three weeks later when you reconcile.

Qonto · BNP · LCL · Société Générale
How it works

From raw transactions to financial clarity — automatically.

01

Connect your bank

Link your business account — Qonto, BNP Paribas, LCL, or Société Générale. Lumis reads every transaction as it arrives.

02

AI classifies every transaction

Lumis reads each movement, categorizes it against French SME accounting standards, and posts it to your books — zero manual entry.

03

You get clarity, not PDFs

Weekly digest on Monday. Month-end closed by the 5th. TVA and cotisations calculated and ready to declare. Anomalies flagged instantly.

The question isn't whether AI will replace your accountant. It's whether it will replace the one you pay €600/month to produce reports you don't read.

Lumis starts at €49/month for auto-entrepreneurs. No commitment. No onboarding fee. Your first digest arrives Monday.

Our vision

Every French entrepreneur deserves to know their numbers — in real time, in plain French, without a €600/month retainer. That's not a product. That's a financial revolution.